PERSONAL ACCIDENT INSURANCE, SCHOOL AND UNIVERSITY INSURANCE STUDENT INSURANCE AND TRAVEL INSURANCE
PERSONAL ACCIDENT INSURANCE
What is an accident?
Accidents are all bodily injuries that originate from some violent cause, sudden cause or external cause to the purpose of the insured that cause permanent or temporary disability or death.
Thus, it is advisable to purchase some kind of ACCIDENT INSURANCE FOR GROUPS coverage. The typical coverage is for death because of an accident or for disabilities (temporary or permanent).
According to some regulations, in several industrial sectors there is an obligation for the employer to have a personal accident insurance and/or group life insurance policy to cover their employees.
The insurance policies currently allow coverage of risk not only during their labour time but also 24 hours a day.
For freelancers, there is a special insurance to cover health insurance and compensation for leaves. We offer health insurance for private companies and freelancers, professional liability insurance and personal accident insurance
We can adapt to the needs of several institutions such as schools or universities (including programs like Erasmus) to cover their special Health or Personal Accident Insurance.
TRAVEL INSURANCE
Travel insurance or trip insurance is well-known. It covers against sudden events of several kinds that can happen during the course of a trip. It is common to include some additional guarantees such as a capital compensation for accidents or healthcare.
In fact, there are different kinds of coverage included or not in the insurance, because the insured events are negotiable and flexible. Travel assistance can be global, individual, for groups, temporary or even just for a particular trip.
We can also work with educational services sector or religious or Non-Governmental Organizations ( NGOs )
Transporters must hire other types of insurance (in addition to their compulsory liability insurance) according to local regulations.
GROUP PERSONAL ACCIDENT INSURANCE
We adapt to every business insurance need . The policies can be for a group or individual , renewable for a complete period or even temporary . With special coverage needs for business executives travels or short trips .
TRAVEL INSURANCE FOR BUSINESS
As in Personal Accident we can offer different solutions in order to ensure a safe trip for the company staff travelling abroad or in domestic trips . We can offer combined insurance of several types in order to cover specific needs.
TRIP CANCELLATION INSURANCE
With this cover we can mitigate the negative consequences after a trip cancellation and offer solutions for the business travellers involved .