OTHER INSURANCE POLICIES
PERSONAL DATA PROTECTION INSURANCE
Insurance policy that offers protection to the insured companies regarding use of third party data according to national and international regulation standards. It is usually combined with cyber liability insurance and electronic data liability covers.
Every company in their daily activities is exposed to liability and damage to their data files, breach and reputation.
In case of a data breach, damages can be claimed. Some of the insured events under this cover are:
– Administrative sanctions
– Expenses covering legal defence
– Damages within the image and reputation of the brand or company
DATA BREACH INSURANCE LIABILITY
overage for business when data protection regulation is violated.
This insurance policy covers directors and officers or business employees (including key people):
– Violation of regulations regarding personal data protection
– Violation of specific regulations with respect to data protection in the human resources field regarding employees or applicants
– Lack of due diligence regarding use of data
ART INSURANCE
This is a complete insurance policy covering personal, public use and commercial collections. It is a property and casualty insurance tailored to the needs of the art sector, usually under the all risks type. We work with specialty insurers who specialize in this type of cover and who understand the special value of these assets and can provide advice on mitigation of risks and loss prevention for these valuable assets.
EVENT INSURANCE
Insurance for any event such as shows, presentations or business conferences, performances, bands and DJs, celebrations and parties, festivals, fireworks, trade exhibitions, weddings, and all kinds of events, with a one-off or multiple insurance policies.
The cover usually includes:
– Public liability
– Employers’ liability
– Event equipment cover
– Cancellation or delay of the event, in some cases even with adverse weather covers available
– Non appearance of performers or promoters, etc.
CROP INSURANCE
In some countries, like Spain, this may be regulated by the state.
It covers producers against risk of loss due to natural disasters, usually associated with weather.
There are several products in agriculture, livestock and forestry production.
LEGAL INSURANCE
Sometimes known as legal expenses insurance or legal protection insurance.
It covers general legal assistance for individuals, families and businesses.
It may be included as an additional coverage in some insurance policies such as home or business owner’s liability, casualty or travel assistance insurances
CINEMATOGRAPHERS AND ENTERTAINMENT INSURANCE
Fully comprehensive insurance that covers damage of goods, people and civil liability. Coverage varies depending on the activity carried out (producers, distributors and exhibitors). Usually includes both equipment and studio coverage.
LOSS OF PROFIT INSURANCE
These risks are of a different nature; they are out of control of the insured and can cause an interruption or stoppage of business activity. Indirect losses of profits or disappearance of profits because of extraordinary refunds or maintenance of fixed costs are covered by this type of policy. They are also known as LOP and ALOP insurance. They can be included as an endorsement to all risk or cargo insurance policies.