BUSINESS GROUP INSURANCE, GROUP LIFE INSURANCE AND PENSION BUSINESS AND SAVINGS
The life insurance policy covers the insured upon his death. The insurer will pay a lump sum in exchange for a premium.
When there is a group of people, such as a business, there can be single policies.
This type of life insurance covers the risk of death for a group of persons, usually employees of the same company. There are two main types:
– Term Life Insurance, which covers the risk up to a certain age limit.
– Whole Life Policy, insuring the contract holder for his or her entire life. Some part of these policies also includes a savings and investment value and a cash surrender value for the beneficiaries.
There is just one master policy covering all members of the group. Typically there will be additions and deletions during the year, with a final adjustment at the end of the year or the designated policy period. The policy is usually renewable year after year.
There may be additional covers for accident, total and permanent disability, critical illness, etc.
It may be a pure insurance product or life insurance combined with financial products (Pension Plans, Benefits for the Employees, Investment Funds or Unit Linked).
We can also offer special life insurance products, such as Life Insurance for Key Persons
We compare and find for you the most competitive quotes with very affordable prices with top insurance companies.
We can offer life insurance quotes for individuals as well, and advice on FLEXIBLE REMUNERATION PACKAGES for employees, including life and health insurance, pension from an independent point of view, several choices and tax advantages for the employers and employees according to the local or international regulations involved.
GROUP LIFE AND DISABILITY INSURANCE POLICIES
Considering the number of insured persons within the group and their business activity and profession we get the best insurance available for the group. We are used to working in international environment , providing very competitive and functional expatriate group insurance , even for emerging countries destinations
UNIT LINKED INVESTMENT FUNDS AND SAVINGS GROUP INSURANCE
Protecting their family and possessions while working for the business.
PENSION BUSINESS INSURANCE GROUP POLICIES
In order to help and protect the retirement of our loyal employees when they come to a retirement age .